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Persona natural o jurídica autorizado por la Superintendencia de Banca, Seguros y AFP, que estima y evalúa el monto de los daños en un siniestro asegurado, para determinar si el hecho se encuentra o no con cobertura por la póliza. Investiga adicionalmente las posibles causas de la pérdida con el objeto de informar a la aseguradora para que indemnice a los beneficiarios.
