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Aplicable a los Seguros de Vida Individual que generan reservas matemáticas. Transcurrido periodo determinado, que generalmente es 3 años, desde la celebración del contrato y encontrándose el Asegurado al día en el pago de las primas, podrá en cualquier momento exigir, un valor de rescate, un seguro saldado, un seguro prorrogado o pedir préstamos o avances, de acuerdo con el Cuadro de Valores Garantizados que debe formar parte de las condiciones de la póliza.
